Terms of Use
Last updated: June 5, 2026
1. Acceptance of Terms
By accessing or using the Regime Vault application (the "Service"), operated by ark2042 (the "Operator"), you agree to be bound by these Terms of Use. If you do not agree, do not use the Service.
2. Description of Service
Regime Vault is a decentralized finance (DeFi) application that provides a web interface for interacting with smart contracts deployed on the Base L2 blockchain. The Service facilitates deposits and withdrawals from an ERC-7540 vault managed by Lagoon Finance. The Operator provides a proprietary scoring model that guides vault rebalancing decisions.
3. No Guarantee of Returns
The Service does not guarantee any returns, profits, or specific financial outcomes. All performance figures displayed on the Service are based on historical backtested data and do not guarantee future results. The value of your deposits may decrease as well as increase.
4. Risk Acknowledgment
By using the Service, you acknowledge and accept the following risks:
- Smart contract risk: The vault relies on smart contracts that may contain undiscovered vulnerabilities. While the vault infrastructure (Lagoon Finance ERC-7540) has been audited, no audit eliminates all risk.
- Market risk: Bitcoin and cryptocurrency markets are highly volatile. The vault's exposure to BTC (via cbBTC) can result in significant losses during market downturns.
- Model risk: The proprietary scoring model is based on historical on-chain data patterns that may not repeat. Past backtested performance does not predict future results.
- Protocol risk: The Service depends on third-party protocols (Aave V3, CowSwap, Base L2) that may experience downtime, exploits, or adverse changes.
- Custody risk: Funds are held in a Gnosis Safe multisig. While this provides security, it also means fund movements require multiple signatures and are subject to the availability of signers.
- Regulatory risk: DeFi regulations are evolving. Future regulatory changes may affect the availability or operation of the Service.
5. Eligibility
The Service is not available to residents of jurisdictions where use of DeFi protocols is prohibited or restricted. You are responsible for ensuring compliance with applicable laws in your jurisdiction. The Service is not intended for use by persons under 18 years of age.
6. User Responsibilities
You are solely responsible for:
- The security of your wallet and private keys.
- Verifying the correct contract addresses before transacting.
- Understanding the risks associated with DeFi protocols.
- Any tax obligations arising from your use of the Service.
- Ensuring you have sufficient gas fees for transactions on Base L2.
7. Intellectual Property
The scoring methodology (including the indicators it reads, their weighting, breakpoint calibrations, zone allocation parameters, and related know-how) is the proprietary intellectual property of the Operator. Nothing on the Service constitutes a license to reproduce, reverse-engineer, or deploy this methodology.
8. Limitation of Liability
To the maximum extent permitted by law, the Operator shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of the Service, including but not limited to loss of funds, loss of profits, or loss of data.
9. No Fiduciary Relationship
Nothing in these Terms or your use of the Service creates a fiduciary, advisory, agency, partnership, or trust relationship between you and the Operator. The Operator does not act as your broker or investment adviser. When you deposit, you receive rvDCA vault shares redeemable under the ERC-7540 standard; the underlying assets are held in a multisig-guarded Gnosis Safe and managed programmatically. The Operator provides software and a scoring signal; it does not manage a discretionary account on your behalf, and you remain solely responsible for your own investment decisions.
10. Modifications
The Operator reserves the right to modify these Terms at any time. Continued use of the Service after modifications constitutes acceptance of the updated Terms. Material changes will be communicated via the Service interface.
11. Contact
For questions regarding these Terms, contact the Operator via the channels listed on the Service.